Educate the investor regarding risk and the effect of risk aversion on portfolio structure.

Assess the investor’s attitude to liability risks (risks to ability to meet financial security), volatility and performance risks.

Provide clarity between the risk assessment and the effect of risk preference on portfolio structure.

Provide a basis for consistent reassessment of risk aversion and continuing education.

Provide a basis for constant communication of risk, risk preference and risk management relative to current stock market and economic conditions.