Home

TAMRIS is a Total Asset Management Research & Investment Services consultancy dedicated towards improving the structure and quality of asset management within the global financial services industry.

TAMRIS is a leader in its field and the only research consultancy "of its kind" to operate between the consumer and the financial services industry. Its strengths lie in its intellectual independence and its core expertise in the structuring, planning and management of assets to meet financial needs over time.

The TAMRIS Consultancy has stood against the excesses and risks being taken in the global financial and economic market place over the last 10 years. It has stood from the crowd and provided independent perspective on some of the most important issues to impact the retail financial service’s investor.

The TAMRIS Consultancy was one of the few to point out the risks of derivatives, the reality of hedge funds, income trusts, principal protected notes, the weaknesses of modern portfolio theory’s approach to risk management and significant structural weaknesses in the retail financial service industry’s wealth management solution.

It was one of the very few the view to point out, as the crisis broke, that the risks of the current financial, market and economic downturn would be the worst since the 1930s, with a build up of complex issues that as a whole were more complex and profound than those that preceded the 1930s global depression.

By its actions TAMRIS has proved the need for an independent minded medium between the consumers of financial services and products and the financial services industry. It continues to provide impartial and objective analysis with regard to how assets are being and should be managed.

TAMRIS is an important source of much needed independent research on portfolio and wealth management services, products and regulatory issues affecting individual investors and financial services companies. TAMRIS research is regularly used as independent source material for Canada's financial press and is purchased by private individuals, financial services companies, politicians and government departments.

As the crisis has turned and deepened, TAMRIS has returned its attention to using its expertise and unique perspective of financial issues, products and wealth management solutions to providing input to the financial services industry. Andrew Teasdale and TAMRIS now provide independent perspective and input to Credo Consulting Inc: Credo Consulting Inc. is a research and consulting firm focused on providing solutions to Canadian asset managers on product development, distribution, and marketing strategies.

In addition to its primary research services function, TAMRIS also provides services for individual investors looking for an objective assessment of their wealth management services. For the individual it provides initial opinions, independent structural assessments, mandate development and manager vetting and monitoring services. These reasons for offering these services are primarily research driven and are not the main business objective of the Consultancy.

TAMRIS is not a financial advisor, and it does not provide financial advice or wealth management solutions to individuals. While it will provide independent structural assessments for private individuals, it will not become your advisor and only operates where individuals have existing or prospective wealth management relationships. It seeks to improve the structure and quality of wealth management solutions through the industry, as opposed to outside it.

TAMRIS does not manage money, it does not provide specific transaction recommendations regarding individual investments, it does not endorse individual investments or products nor does it publish newsletters recommending investments or products.

TAMRIS does not take the place of your primary financial advisor, whether they are your financial planner or your investment advisor, your lawyer or your accountant. TAMRIS is not responsible for the provision of pension planning, insurance or general financial planning advice which should be provided by a professional practitioner in this area

While TAMRIS may address issues of portfolio construction, planning and management relative to financial needs and risk preferences and may discuss the generics of different investment strategies it does not provide specific recommendations regarding asset allocation. Every asset manager has a different investment discipline and this discipline will determine how they engineer higher return or lower risk through asset allocation and security selection.

It is the responsibility of the investment advisor to recommend a specific strategy that meets your needs, your risk preferences and that manages the risk of the current investment environment. TAMRIS will assess whether or not the rationale is capable of managing the risks to the ability of assets to meet needs, whether the advisor has clearly communicated and justified the rationale and strategy relative to your risk preferences and, whether the manager has a clear discipline, expertise and resources needed to deliver the strategy.

TAMRIS is not a legal expert and, does not provide legal opinion on wealth management issues nor does it provide conflict resolution services.. While it will provide a structural opinion on a portfolio and associated wealth management solutions, independent legal counsel should be sought where you have a serious or significant complaint against an investment or wealth management advisor.

TAMRIS is not registered to transact securities, to provide specific transaction recommendations or to manage your money. This is the role of your investment advisor or investment counsellor. Indeed, the only people responsible for selecting investments and endorsing investments and in determining and managing asset allocation should be those with the responsibility for managing your assets and who bear the risk of managing your assets. TAMRIS does not hold client money or client securities.

TAMRIS does not provide second opinions on recommendations, it is an independent total asset management research consultancy providing amongst other services, independent structural assessments.