Investment Planning Analysis (Asset and liability modelling analysis) For many an investor, TAMRIS will be the first to provide a comprehensive analysis of the construction, planning and management of their portfolio and its ability to meet their financial needs over time and, as and when they arise. This review service analyses the ability of the portfolio to meet current and future financial needs irrespective of significant market and economic risk. It also assesses the degree to which the portfolio structure, the portfolio planning and the portfolio management accommodates future inflows (savings from income and capital additions) to and outflows (income and capital expenditure) from the portfolio. This gives individuals a very important perspective into how their advisors overall decisions affect the management of both assets and financial needs, managing not just risk and return at a point in time, but risk and return over time and, more importantly, their financial security. If the portfolio is not constructed in accordance with your financial needs you will find a) your advisor having to sell investments at short notice or b) having to sell investments when you can least afford to, for example following a market crash or bear market. Additionally, if the advisor has not taken into consideration future expenditure and future savings into structure, planning and management, you may find the manager needlessly buying and selling investments. All this reduces return, increases costs and risk and may have adverse consequences on the ability of your assets to meet your financial needs and to protect your financial security during periods of heightened stock market and economic risk.. For more information on the three components of this analysis, please see the side menu. Additionally for more information on the importance of investment planning and asset and liability modelling expertise please go to the education section dealing with Total Asset Life Cycle Wealth Management. As a supplement to the monitoring service Many individuals may have advisors who do not possess the expertise needed to integrate the construction, planning and management of assets to meet financial needs over ti me. TAMRIS can provide the investment planning information and guidance needed for your advisors to deliver their services. | 
