An Independent Consultancy
Independent consultants are not financial advisors in the normal sense of the word. They may be financial experts and professionals in their fields but, they do not tell you where to invest or what to buy, nor if they are analysing your overall wealth management relationships, how much insurance you need, how to manage your estate or how to minimise taxation.
This is important because as an independent medium they will not have the authority to effect any specific recommendation for an individual.
They work with the individual to better define the services they should receive, to make their advisors more accountable to them and, to allow the individual to make more informed decisions about their wealth management.
But, it is the individual and the individual’s advisors who are ultimately responsible for decisions made; even though the consultant provides a vehicle that enables the client to demand better financial advice.
The value that an independent consultant brings to the table is dependent on the value the client is currently receiving from their advisors. An independent consultant cannot sell you any service with a guaranteed service benefit, nor should they entice you into a service agreement with any inappropriate suasion.
Independent Consultancies do not provide wealth management solutions for the individual investor. They believe that only those with the necessary expertise, systems and resources should be responsible for the management of your financial assets and needs.
The Need For An Independent Consultancy
Working out whether an advisor is delivering, is a complex exercise, as is working out if they have the expertise and resources to construct plan and manage a portfolio to meet an individual's financial needs over time. 
