The TAMRIS Vision is of an industry that is able to deliver superior wealth and asset management services that integrate the management of assets with the management of personal financial needs over time.

The medium for this integration will be systems and business processes capable of delivering total portfolio personalisation and superior management of risk and return.

Not only will superior management of risk and return be delivered to the individual investor, but the cost of wealth and asset management will fall dramatically.

To do this the asset management industry needs to integrate the management of assets at a point in time with the management of financial needs over time and, accept a unified theory of asset and liability management.

This integration and the frameworks needed to manage the integration will enable the automation of the total personalisation of portfolios and the delivery of centralised asset management expertise efficiently to the individual investor.